Did You Know? Your Homeowners Insurance Could Be at Risk If You Don't Maintain Your Roof
If you're like many homeowners, roof maintenance isn't always top of mind - until something goes wrong. But here's something that might surprise you: some insurance companies will drop your homeowners policy if your roof isn't properly maintained every five years. That's right - simply ignoring the dirt, algae, and streaks on your asphalt shingle roof could cost you more than just curb appeal.
Roof Algae: A Hidden Threat to Longevity and Coverage
You may think the dark streaks on your roof are just cosmetic, but they're often caused by Gloeocapsa magma, a type of algae that feeds on the limestone filler in asphalt shingles. Over time, this algae erodes the shingles' structural integrity, shortening their lifespan and leading to premature deterioration. What seems like a minor eyesore can actually turn into a major liability - not just for your roof, but for your homeowners insurance policy.
Insurance providers are well aware of this. When they send inspectors to assess policy renewals, roofs are a primary focus. Signs of neglect, algae growth, or visible wear and tear can flag your home as a risk, possibly leading to increased premiums or outright policy cancellation. Routine cleaning not only preserves the life of your roof but also keeps you in compliance with policy terms.
The Five-Year Rule: Stay Ahead of Inspections
Many insurers recommend or require that roofs be cleaned and professionally inspected every five years. Regular maintenance helps catch potential issues early, extends the lifespan of your shingles, and provides documented proof that you're taking the proper steps to protect your property. In some cases, insurance companies may even request photo evidence or receipts from recent cleanings before renewing your policy.
If you live in a humid or shaded area - common in much of Virginia - the risk of algae and moss is even higher. This makes scheduled roof cleaning not just smart, but essential.
We're More Than Just a Winchester, VA Window Cleaning Company
At Pristine Window Cleaning LLC, we go beyond streak-free windows. Our soft wash works for window washing and roof cleaning to safely removes algae, mold, and buildup without damaging your shingles, helping you maintain compliance with your insurance policy while improving your home's appearance.
Don't let something as simple as a dirty roof put your homeowners insurance at risk. Call Pristine Window Cleaning LLC today for professional exterior cleaning services in Winchester. Let us help protect your investment - one shingle at a time.
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